Zipcar's cancellation policy --occasional driving membership plan

I have been a Zipcar member since December of 2010.  Given I needed access to car, on average, once a month; I opted for Occasional Driving Membership plan.  In this schema, I paid a one time admin fee, and an annual fee.  Under this plan, I had the flexibility to rent as needed.

It worked well.

Life circumstances change, however. For us buying a hybrid car has made the convenience of being a member of car sharing program redundant.

I searched the Zipcar web site for membership cancellation information.  This is not mentioned under the "help".  But, type "cancellation" in the "Ask a question box", and you get

We're sorry to see you go!  To cancel your membership, please give us a call below.
Call 1-866-4ZIPCAR

I called today, and here is the scoop.  Two things should be in place for a full membership refund to occur:
  a.  No reservation should have been made, and used in the current membership year
  b.  Cancellation should occur less than 30 days after the membership renewal  date

So, I still enjoy carrying my Zipcar membership around, at least for a few more months!

What's next for Canada in the next four years? 2011 - 2014

This will be the last post on politics, at least for a while. the past election was an opportunity to dive into an unfamiliar area of knowledge; I gathered information about policies and understood less, because one contradicted the other. How could we cut deficit when we want to spend billion dollars on, unfortunately, stuff that in no way and shape boost our GDP?! How could we cut deficit when we intend to reduce corporate taxes?! Where is the revenue going to come to balance the spending?

I am befuddled!

Rick Mercer, Canadian political satirist, encouraged all of us to vote; his vote rant to, specially, encourage the young demographic was quoted in newspaper, on Facebook and other places. Here is a quote from the rant:

So please, if you're between the age of 18 and 25 and you want to scare the hell out of the people that run this country, this time around do the unexpected. Take 20 minutes out of your day and do what young people all around the world are dying to do.

Quite true. There are people who are giving up their lives to earn the right to vote for the future generation of their country. Voting has been the symbol of democracy.

I voted!

Once all votes were counted and results were announced, I felt no one heard or cared about what I voted for. My one vote had very little effect on the outcome.

What now? Well, Mr. Mercer we need a follow on rant to tell us what is the next step for us "in the country with one of the greatest democracies on earth." :)

Mr. Stronach suggests “people representatives” that will work alongside the elected parliamentarians to vote on the legislation proposed. This is a start to thinking beyond the once in a four years chance of influencing the future of the country. It high lights the need to understand how democracy can lead to prosperity and security. This proposal is made by a man who has built a company of $25 billion a year in sales which started its humble beginning in Toronto forty years ago.

I hope some one is listening; especially the educators. It's important to build a knowledgeable body who understand business in the context of policy making. And it's important to encourage this body of knowledge to then proceed into policy making jobs in government. This will, hopefully, put an end to making conflicting promises just for the sake of being re-elected.

What's next for Canada in the next four years is, what we want it to be. And this is not an idealistic rhetoric. There are many grass roots movements in this country that tackle the real issues.

Democracy is definitely NOT what this cartoon says!

Should a candidate earn my trust before earning my vote?

Living in a country with a voting and multi-party systems one bears a great responsibility and that is "NOT to take democracy for GRANTED!"

I love this quote by Joe Wilson.

The responsibility of a country is not in the hands of a privileged few. We are strong, and we are free from tyranny as long as each one of us remembers his or her duty as a citizen. Whether it's to report a pothole at the top of your street or lies in a State of the Union address, speak out! Ask those questions. Demand that truth. Democracy is not a free ride, man. I'm here to tell you. But, this is where we live. And if we do our job, this is where our children will live.

I heard this quote for the first time in the movie Fair Game, based on the true story of a secret CIA agent, Valerie Plame, whose identity is revealed by the U.S. authorities as way of silencing her husband Joe Wilson, who wrote an article for New York Times criticizing the Bush administration move to attack Iraq based on alleged possession of weapons of mass destruction.

With a federal election looming, I feel more than any time else under pressure to realize my duty as a citizen. To cast a well-informed vote.

There is abundant of information available. The information is only as good as the people who provide it. I refuse to trust one without trusting the other. Therefore, I have a dilemma. None of the candidates, and or the party leaders have done anything to earn my trust.

Promise: Tax Cut Test ... A thumbs ....

I spent the last two hours researching tax cuts. Before, I share the "new found knowledge", I have to write the motivation behind seeking the knowledge. I have to vote on May 2!

The phrase tax cuts is frequently used in a non-fact based rhetoric by politicians as a way of promoting the partisan agenda of the party. Although there is nothing offered in the promise to substantiate what tax cut means, the term has a very powerful effect on non-interested voters, who will give you five minutes to make your pitch, and casual voters, who will skim literature, read headlines and can be seduced by a meaningful phrase.

I skim literature and read headlines, but I am a skeptic and do my own research and find my facts before believing what I read, or hear.

Here is what I found out around and about the world wide web on this topic.

The tax cut increases disposable income and encourages consumer spending. The increase in consumer spending increases the GNP, Growth National Product, which is an economic indicator of nation's wealth. At the same time the tax cut decreases government revenue which may create a budget deficit, or prompt cut on many government funded or subsidized programs to avoid the deficit.

Taxes are a percentage of a value, where percentage is 1, 2, 16% and the value is income, price of goods or any other item or category that is taxed. Clearly the larger the value the higher the tax therefore lowering the tax rate is equal to higher savings. For example lowering sales tax by 1% will save ~$150 on the purchase of Honda Fit ($14,480 CAD) and ~$400 on the purchase of a Mercedes C 250 ($38,800 CAD).

Bottom line the major benefactor of tax cuts are those who are well-off and don't rely on any federally funded program.

Canada has the lowest Corporate Tax in the Group of G7, 16.5%. The government is going to decrease this rate further by 1.5% to 15% (effective Jan 2012). The budget deficit is $5.93 billion. Government needs to think strategically and prioritize according to what is needed for the majority of the citizens not a select few.

My verdict for the platform who is committed to lowering the corporate taxes further before the federal budget deficit is handled is a big thumbs down.